{"site":"Bab Lblad","language":"en","read_on":"2026-10-10","note":"Facts and English text behind the Services pages. Fields ending in _t are text; src is the page each figure was read on.","checked":"2026-10-10","banks":[{"id":"attijariwafa","name":"Attijariwafa bank","type":"conventional","group":"","url":"https://www.attijariwafabank.com/fr","mre_url":"https://www.attijarimdm.com/fr","offer":"Pack Elan","offer_t":"A dirham account for Moroccans abroad with a Visa card and online banking. There are four levels; the cheapest, for 18 to 25 year olds, starts at 5 dirhams a month.","phone_abroad":"+212 5 22 58 88 59","phone_ma":"+212 5 22 58 88 88","hours_t":"","phones":[{"cc":"FR","number":"+33 820 899 899"},{"cc":"BE","number":"+32 22 500 230"},{"cc":"NL","number":"+31 800 554 4002"},{"cc":"AE","number":"+971 600 521 633"}],"app":"Attijari Mobile","open_remote":true,"transfers_t":"Attijariwafa bank Europe advertises free online transfers from France to Morocco with Attijari'Transfer, available in 2 hours.","abroad":[{"cc":"FR","brand":"Attijariwafa bank Europe","kind":"subsidiary","cities":[],"phone":"","url":"https://particuliers.attijariwafabank-europe.fr/"},{"cc":"BE","brand":"Attijariwafa bank Europe","kind":"subsidiary","cities":[],"phone":"","url":"https://particuliers.attijariwafabank-europe.be/"},{"cc":"ES","brand":"Attijariwafa bank Europe","kind":"subsidiary","cities":[],"phone":"","url":"https://particuliers.attijariwafabank-europe.es/"},{"cc":"IT","brand":"Attijariwafa bank Europe","kind":"subsidiary","cities":[],"phone":"","url":"https://particuliers.attijariwafabank-europe.it/"},{"cc":"DE","brand":"Attijariwafa bank Europe","kind":"subsidiary","cities":[],"phone":"","url":"https://particuliers.attijariwafabank-europe.de/"},{"cc":"GB","brand":"Attijariwafa bank","kind":"rep_office","cities":["London"],"phone":"+44 20 7706 8323","url":""},{"cc":"CA","brand":"Attijariwafa bank","kind":"rep_office","cities":["Montréal"],"phone":"+1 514 844 07 08","url":""},{"cc":"CH","brand":"Attijariwafa bank","kind":"rep_office","cities":["Genève"],"phone":"+41 22 556 62 00","url":""},{"cc":"AE","brand":"Attijariwafa bank","kind":"rep_office","cities":["Abu Dhabi","Dubai"],"phone":"+971 2 66 60 437 · +971 4 259 99 55","url":""},{"cc":"SA","brand":"Attijariwafa bank","kind":"rep_office","cities":["Riyadh"],"phone":"+966 11 483 5150","url":""},{"cc":"QA","brand":"Attijariwafa bank","kind":"rep_office","cities":["Doha"],"phone":"+974 4 049 47 72","url":""}],"partners":[{"cc":"AE","names":["Al Ansari Exchange","Lari Exchange","Al Fuad Exchange","Al Fardan Exchange","Al Rostamani","Lulu Exchange"]},{"cc":"SA","names":["NCB Al Ahli","Enjaz Bank Al Bilad","Alinma Bank","Ersal"]},{"cc":"QA","names":["Al Fardan Exchange","Gulf Exchange","Al Dar Exchange"]}],"note_t":"Attijariwafa bank Europe has 44 branches in France, Belgium, Spain, Italy and Germany.","src":"https://www.attijarimdm.com/fr/contacter-ma-banque-par-telephone"},{"id":"banque_populaire","name":"Banque Populaire","type":"conventional","group":"Groupe BCP","url":"https://www.groupebcp.com/fr/","mre_url":"https://mdm.groupebcp.com/fr/Pages/home.aspx","offer":"Pack BLADI","offer_t":"A bundle of account, cards and remote banking for Moroccans abroad, sold in six versions.","phone_abroad":"+212 5 22 58 50 66","phone_ma":"2121","hours_t":"Every day from 8:00 to 20:00, Morocco time.","phones":[{"cc":"FR","number":"+33 1 71 14 77 95"},{"cc":"NL","number":"+31 20 808 16 37"}],"app":"","open_remote":true,"transfers_t":"In France the bank trades as Chaabi Bank and sells Bladi Transferts for sending money to Morocco.","abroad":[{"cc":"FR","brand":"Chaabi Bank","kind":"branches","cities":[],"phone":"","url":"https://www.chaabibank.fr/"},{"cc":"BE","brand":"","kind":"branches","cities":[],"phone":"","url":""},{"cc":"ES","brand":"","kind":"branches","cities":[],"phone":"","url":""},{"cc":"IT","brand":"","kind":"branches","cities":[],"phone":"","url":""},{"cc":"NL","brand":"","kind":"branches","cities":[],"phone":"","url":""},{"cc":"DE","brand":"","kind":"branches","cities":[],"phone":"","url":""},{"cc":"GB","brand":"","kind":"branches","cities":[],"phone":"","url":""}],"partners":[],"note_t":"The group lists branches in France, Belgium, Spain, Germany, Great Britain, the Netherlands and Italy.","src":"https://mdm.groupebcp.com/fr/aide-et-conseils/service-client"},{"id":"bank_of_africa","name":"BANK OF AFRICA","type":"conventional","group":"","url":"https://www.bankofafrica.ma/fr","mre_url":"https://www.bankofafrica.ma/fr/marocains-du-monde","offer":"Pack BLUE / Pack FIRST","offer_t":"An account in dirhams or in convertible dirhams with a Visa card and online banking. It opens online from abroad in four steps.","phone_abroad":"+212 5 22 42 15 42","phone_ma":"080 100 8100","hours_t":"","phones":[{"cc":"FR","number":"0825 067 373"}],"app":"BMCE Direct","open_remote":true,"transfers_t":"The Daba Transfer app sends money to Morocco from France, Spain, Italy, Belgium, Germany and the Netherlands. Signing up is free.","abroad":[{"cc":"FR","brand":"BANK OF AFRICA","kind":"branches","cities":["Paris","Asnières-sur-Seine","Lille","Lyon","Dijon","Orléans","Strasbourg","Marseille","Montpellier","Toulouse","Bordeaux","Nice","Mantes-la-Jolie"],"phone":"","url":"https://www.bankofafrica.ma/fr/reseau-bank-africa-letranger"},{"cc":"ES","brand":"BANK OF AFRICA","kind":"branches","cities":["Almería","Barcelona","Madrid","Murcia","Valencia","Sevilla"],"phone":"","url":"https://www.bankofafrica.ma/fr/reseau-bank-africa-letranger"},{"cc":"IT","brand":"BANK OF AFRICA","kind":"branches","cities":["Roma","Bologna","Milano","Padova","Torino"],"phone":"","url":"https://www.bankofafrica.ma/fr/reseau-bank-africa-letranger"},{"cc":"BE","brand":"BANK OF AFRICA","kind":"branches","cities":["Antwerpen","Bruxelles"],"phone":"","url":"https://www.bankofafrica.ma/fr/reseau-bank-africa-letranger"},{"cc":"NL","brand":"BANK OF AFRICA","kind":"branches","cities":["Amsterdam"],"phone":"","url":"https://www.bankofafrica.ma/fr/reseau-bank-africa-letranger"},{"cc":"DE","brand":"BANK OF AFRICA","kind":"branches","cities":["Düsseldorf","Frankfurt"],"phone":"","url":"https://www.bankofafrica.ma/fr/reseau-bank-africa-letranger"},{"cc":"GB","brand":"BANK OF AFRICA","kind":"branches","cities":["London"],"phone":"+44 207 402 2060","url":"https://www.bankofafrica.ma/fr/reseau-bank-africa-letranger"},{"cc":"CA","brand":"BANK OF AFRICA","kind":"branches","cities":["Montréal"],"phone":"+1 514 495 5955","url":"https://www.bankofafrica.ma/fr/reseau-bank-africa-letranger"},{"cc":"AE","brand":"BANK OF AFRICA","kind":"branches","cities":["Abu Dhabi","Dubai"],"phone":"","url":"https://www.bankofafrica.ma/fr/reseau-bank-africa-letranger"},{"cc":"QA","brand":"BANK OF AFRICA","kind":"branches","cities":["Doha"],"phone":"","url":"https://www.bankofafrica.ma/fr/reseau-bank-africa-letranger"}],"partners":[],"note_t":"Many customers still know it as BMCE Bank. Its money transfer company in Europe is BMCE EuroServices.","src":"https://www.bankofafrica.ma/fr/contact"},{"id":"cih","name":"CIH Bank","type":"conventional","group":"","url":"https://www.cihbank.ma/","mre_url":"","offer":"CODE 212","offer_t":"An account opened fully online from abroad. At its launch in July 2024 the bank announced account fees and a card free for life.","phone_abroad":"+212 5 20 912 212","phone_ma":"","hours_t":"","phones":[],"app":"CIH Mobile","open_remote":true,"transfers_t":"At launch, transfers from a linked European account to the CIH account were announced as instant and free.","abroad":[],"partners":[],"note_t":"","src":"https://fr.hespress.com/375652-cih-bank-revolutionne-la-gestion-bancaire-a-distance-avec-loffre-code-212.html","secondhand":true,"src_name":"Hespress"},{"id":"credit_agricole","name":"Crédit Agricole du Maroc","type":"conventional","group":"","url":"https://www.creditagricole.ma/","mre_url":"https://www.creditagricole.ma/fr/marocain-du-monde","offer":"Pack L'BLED","offer_t":"A bundle of everyday banking services for Moroccans abroad. The account can be opened from your mobile, wherever you are.","phone_abroad":"","phone_ma":"","hours_t":"","phones":[],"app":"Bank-E Online","open_remote":true,"transfers_t":"","abroad":[],"partners":[],"note_t":"","src":"https://www.creditagricole.ma/fr/marocain-du-monde"},{"id":"credit_du_maroc","name":"Crédit du Maroc","type":"conventional","group":"","url":"https://www.creditdumaroc.ma/","mre_url":"","offer":"Confiance Jaliya","offer_t":"Includes an account in convertible dirhams and free transfers inside Crédit du Maroc. Free for the first year, according to the bank's 2025 brochure.","phone_abroad":"+212 5 22 477 477","phone_ma":"3232","hours_t":"","phones":[],"app":"myCDM","open_remote":null,"transfers_t":"","abroad":[],"partners":[],"note_t":"","src":"https://immobilier.creditdumaroc.ma/sites/default/files/brochure-mdm.pdf"},{"id":"bmci","name":"BMCI","type":"conventional","group":"","url":"https://www.bmci.ma/","mre_url":"https://www.bmci.ma/marocains-du-monde-2/","offer":"Pack Horizons","offer_t":"An account in convertible dirhams with a Visa Gold International card. Free for the first 12 months. The account opens online in six steps.","phone_abroad":"+212 5 29 044 044","phone_ma":"2828","hours_t":"","phones":[],"app":"BMCI Connect","open_remote":true,"transfers_t":"","abroad":[],"partners":[],"note_t":"The bank advertises 42,000 cash machines in more than 50 countries through its partner network.","src":"https://www.bmci.ma/marocains-du-monde-2/"},{"id":"saham_bank","name":"Saham Bank","type":"conventional","group":"Saham","url":"https://www.sahambank.com/","mre_url":"https://www.sahambank.com/marocains-du-monde/","offer":"Forfait Start / Dynamic / Signature","offer_t":"Three packages with unlimited standard and instant transfers. Dynamic adds two free withdrawals a month at other banks' cash machines. The account opens remotely.","phone_abroad":"+212 5 22 42 42 44","phone_ma":"4242","hours_t":"24 hours a day, every day.","phones":[],"app":"Saham Bank","open_remote":true,"transfers_t":"Transfers received on a Saham Bank account are advertised as free of charge.","abroad":[],"partners":[],"note_t":"Saham Bank is the name of the former Société Générale Maroc since June 2025.","src":"https://www.sahambank.com/marocains-du-monde/"},{"id":"al_barid_bank","name":"Al Barid Bank","type":"postal","group":"","url":"https://www.albaridbank.ma/","mre_url":"https://www.albaridbank.ma/fr/vous-etes/particulier/marocain-resident-letranger","offer":"Hssab Rawabit","offer_t":"The post office bank's account for Moroccans abroad, with Visa cards and an assistance contract. The account is opened in a branch in Morocco.","phone_abroad":"","phone_ma":"080 200 32 32","hours_t":"Every day from 8:00 to midnight.","phones":[],"app":"Barid Bank Mobile","open_remote":false,"transfers_t":"","abroad":[],"partners":[],"note_t":"","src":"https://www.albaridbank.ma/fr/vous-etes/particulier/marocain-resident-letranger"},{"id":"cfg_bank","name":"CFG Bank","type":"conventional","group":"","url":"https://www.cfgbank.com/","mre_url":"","offer":"","offer_t":"No package for Moroccans abroad, but they can hold an account in dirhams, in convertible dirhams or in foreign currency.","phone_abroad":"+212 5 22 776 800","phone_ma":"","hours_t":"Every day from 8:15 to 21:00.","phones":[],"app":"L'Appli CFG Bank","open_remote":null,"transfers_t":"","abroad":[],"partners":[],"note_t":"","src":"https://www.cfgbank.com/"},{"id":"arab_bank","name":"Arab Bank","type":"conventional","group":"Arab Bank","url":"https://www.arabbank.ma/","mre_url":"","offer":"","offer_t":"","phone_abroad":"","phone_ma":"","hours_t":"","phones":[],"app":"","open_remote":null,"transfers_t":"","abroad":[],"partners":[],"note_t":"Its Moroccan site shows no offer for Moroccans abroad.","src":"https://www.arabbank.ma/"},{"id":"umnia_bank","name":"Umnia Bank","type":"participative","group":"CIH Bank, CDG, Qatar International Islamic Bank","url":"https://www.umniabank.ma/fr","mre_url":"","offer":"","offer_t":"","phone_abroad":"","phone_ma":"","hours_t":"","phones":[],"app":"UConnect","open_remote":null,"transfers_t":"","abroad":[],"partners":[],"note_t":"Its site has a section for Moroccans abroad and an online form to start opening an account.","src":"https://www.umniabank.ma/fr"},{"id":"bank_assafa","name":"Bank Assafa","type":"participative","group":"Attijariwafa bank","url":"https://www.bankassafa.com/fr","mre_url":"","offer":"","offer_t":"","phone_abroad":"","phone_ma":"05 29 04 04 44","hours_t":"","phones":[],"app":"Assafa Mobile","open_remote":null,"transfers_t":"","abroad":[],"partners":[],"note_t":"An account can be opened remotely in the Assafa Mobile app with a Moroccan identity card.","src":"https://www.bankassafa.com/fr/je-deviens-client"},{"id":"bank_al_yousr","name":"Bank Al Yousr","type":"participative","group":"Groupe BCP, Guidance Financial Group","url":"https://www.alyousr.ma/","mre_url":"","offer":"","offer_t":"","phone_abroad":"+212 5 22 58 50 50","phone_ma":"05 22 58 50 50","hours_t":"","phones":[],"app":"AL YOUSR CONNECT","open_remote":true,"transfers_t":"","abroad":[],"partners":[],"note_t":"You can start opening the account in the app before you travel. The contract must be signed within one year.","src":"https://www.alyousr.ma/fr/ouvrir-mon-compte"},{"id":"bank_al_karam","name":"Bank Al Karam","type":"participative","group":"BANK OF AFRICA","url":"https://www.bankalkaram.ma/","mre_url":"","offer":"","offer_t":"","phone_abroad":"","phone_ma":"0801 05 04 04","hours_t":"","phones":[],"app":"ALKARAM Connect","open_remote":null,"transfers_t":"","abroad":[],"partners":[],"note_t":"Bank Al Karam is the new name of BTI Bank.","src":"https://www.bankalkaram.ma/"},{"id":"al_akhdar_bank","name":"Al Akhdar Bank","type":"participative","group":"Crédit Agricole du Maroc","url":"","mre_url":"","offer":"","offer_t":"","phone_abroad":"","phone_ma":"","hours_t":"","phones":[],"app":"","open_remote":null,"transfers_t":"","abroad":[],"partners":[],"note_t":""}],"windows":[{"name":"Dar Al Amane","bank":"Saham Bank"},{"name":"Najmah","bank":"BMCI"},{"name":"Arreda","bank":"Crédit du Maroc"}],"windows_t":"Three conventional banks also sell participative (Islamic) products under a separate name, inside their own branches.","rules":[{"title_t":"Account in convertible dirhams","text_t":"Banks may open it for Moroccans living abroad. It is fed by transfers from abroad or by foreign currency. Its balance can be used for any payment in Morocco or abroad, cash withdrawals included.","src":"https://www.oc.gov.ma/fr/mre/ouverture-de-comptes-en-devises-et-ou-en-dirhams-convertibles"},{"title_t":"Account in foreign currency","text_t":"Held in euros, dollars or another currency, under the same rule as the account in convertible dirhams: the money can be used in Morocco or sent back abroad.","src":"https://www.oc.gov.ma/fr/mre/ouverture-de-comptes-en-devises-et-ou-en-dirhams-convertibles"},{"title_t":"No overdraft","text_t":"Accounts in convertible dirhams and in foreign currency may never be overdrawn.","src":"https://www.oc.gov.ma/fr/mre/ouverture-de-comptes-en-devises-et-ou-en-dirhams-convertibles"},{"title_t":"Ordinary dirham account","text_t":"The everyday account for your expenses in Morocco. Before you pay a large sum into it, ask the bank what can be taken back out of Morocco from this account.","src":"https://www.oc.gov.ma/fr/mre/ouverture-de-comptes-en-devises-et-ou-en-dirhams-convertibles"}],"mediator":{"name":"Centre Marocain de Médiation Bancaire","url":"https://cmmb.ma/","phone":"05 22 27 21 69","mail":"cmmb@cmmb.ma","text_t":"A dispute with your bank that its complaints service has not settled can go to the banking mediator. The service is free and confidential, and the request is filed online.","hours_t":"Monday to Friday, 9:00 to 16:00.","src":"https://cmmb.ma/"},"tips_t":["Eight banks say you can open the account from abroad, online or in their app: Attijariwafa bank, Banque Populaire, BANK OF AFRICA, CIH Bank, Crédit Agricole du Maroc, BMCI, Saham Bank and Bank Al Yousr.","From abroad, call the number given for customers abroad. Short numbers such as 2121, 2828, 3232 or 4242 work only from inside Morocco.","Three banks have their own branches in Europe: Attijariwafa bank Europe, Chaabi Bank (Banque Populaire) and BANK OF AFRICA.","Several packages are free only at the start: 12 months at BMCI, the first year at Crédit du Maroc. Ask what they cost afterwards.","An account in convertible dirhams lets you take your money back out of Morocco. An ordinary dirham account is for spending in Morocco."]}